The software is limiting my IRA deduction to 6500 though the limit is 18500

[IreneS]

Are you perhaps trying to enter information for a SEP-IRA?

[macuser_22]

Employer plans are NOT IRA's and do not get entered in the IRA contribution section.

[IreneS]

That's why I asked my question -- to see if she was in the wrong place, since her contribution was way above the IRA allowable.  I

[DawnC0 · Accepted solution]

The limits are different depending on what type of plan you are contributing to.   401(k) and Profit-Sharing Plan Contribution Limits

For 2019 and 2020, your total contributions to all of your traditional and Roth IRAs cannot be more than:

• $6,000 ($7,000 if you're age 50 or older), or
• your taxable compensation for the year, if your compensation was less than this dollar limit.
• IRA Deduction if You ARE Covered by a Retirement Plan at Work - 2019
• IRA Deduction if You Are NOT Covered by a Retirement Plan at Work - 2019 (deduction is limited only if your spouse IS covered by a retirement plan)