My spouse passed away in 2024. I have received two 1099-R's in my name. One for the RMD with taxes taken out and another for the disbursement of the remainder of the account. When I put in the disbursement part, do I say there is no RMD required because it was already taken out. If I put the amount that I was paid, It makes me pay a penalty. Can anyone help me with this? Thank You