We have been contributing to our Roth IRA for many years. However, this year, due to job changes for my wife, we exceeded the married couple income. We worked with Fidelity to Back out the amount we had funded in 2019. However, we received a 1099-R and turbo tax is taxing that distribution. We had pulled out only the initial investment which had already been taxed. Why are we being taxed on this "distribution" when it really is just the withdrawal of our initial investment?