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Level 1
April 10, 2026
Question

RMD at age 73

  • April 10, 2026
  • 1 reply
  • 2 views

We took advantage of the provision that allows the first RMD to be taken by the year following my 73rd birthday.  Yes, now we must claim both amounts in the same year.  First RMD taken in April 2025 and the second taken in December 2025.  I am confused about the "Required RMD" amount and the "Amount distributed in 2025" amount.

Is the "Required RMD" the amount required to be taken for only 2025, and the "Amount distributed in 2025" the combination of the April (from 2024) and December 2025 distributions?

    1 reply

    VolvoGirl
    Level 15
    April 10, 2026

    No.  The total for both is the RMD for 2025.   Just enter the amount from box 1 as the RMD.  It won’t affect anything else.