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Pennie was billing me from Aug to Dec 2025 I never used it. They finally cancelled it. Do I still have to claim it?

Tell me if I have to claim Pennie insurance if I never used it
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2 Replies
Vanessa A
Expert Alumni

Pennie was billing me from Aug to Dec 2025 I never used it. They finally cancelled it. Do I still have to claim it?

Yes. If you had the coverage and received a premium tax credit for it, you are still responsible for reporting it and claiming it on your tax return even if you did not use it at all. 

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rjs
Level 15
Level 15

Pennie was billing me from Aug to Dec 2025 I never used it. They finally cancelled it. Do I still have to claim it?

If you received a Form 1095-A you are required to report it, whether or not you used the insurance.

 

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