One IRA distribution far exceeds the RMD requirement and a second IRA distribution does not. Does the IRS look at the total of RMDs from multiple to meet RMD requirement?

[johnhall.writer]

One IRA distribution far exceeds the RMD requirement and a second IRA distribution does not. Does the IRS look at the total of RMDs from multiple to meet RMD requirement?

[JohnB5677]

Combine the total RMD amount for both or all of your RMD accounts.

• Entering the total RMD for every account requiring an RMD
• Since they will all be low
• The program will ask if the balance was withdrawn in another account?
• You will respond Yes.

[VolvoGirl]

The 1099R RMD questions have been fixed on Feb 20, 2025!  If you are using the Desktop program be sure to update your program.  Go back though your 1099R entries.