You do not need a new 1099-R; you should enter the information exactly as it appears on the form to ensure the IRS computers can match it to the copy they received from the payer.
As long as her SSN on the 1099-R is correct, the name mismatch won't stop them from processing the income.
Be sure to Select your wife's name (her current legal name used on the return) when you enter the 1099-R (when the program asks "Who does this 1099-R belong to?").
However, when typing in the 1099-R details, enter the name exactly as it appears on the paper form (her old name).
Note: You can not edit her name in the "Retirement" section... the program pulls this information from the "My Info" (Personal Info) section, so you will need to make any changes there.
On your actual tax return (Form 1040), you must use the name currently on file with the Social Security Administration (SSA). If she already updated her name with the SSA, use her new name for the return.
Note: If you are expecting a refund and her name on the bank account doesn't match the name on the tax return, some banks can be picky and reject the deposit.
[Edited 3/20/26 | 5:24PM PST]
@mallardfamily
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