My retirement plan office can not tell me about the RMD question since it isn't an IRA or similar plan.

[IreneS]

What is your question?

[VolvoGirl]

If you are 70 1/2 or older it will ask if you took the RMD.  Say yes for pensions.  Anything your pension pays you is considered to be the full RMD.

[tmrd-1]

Min is a retirement plan through a municipal agency.  The payout between 19 and 20K.  I think I did answer the way you suggest before I panicked, but the next screen said something about rolling over the entire amount into another plan...or some such confusing catch-22 question.

[tmrd-1]

By the way, thank you for answering!  But what next?  I'm afraid to keep going.  lol

[VolvoGirl]

You got a 1099R?  You are getting pension payments like monthly or whatever?  What code is in box 7?  Is it a 7?

If it's asking what you did with the money.  It should have 2 choices.  If you didn't do the first one then just select the other one.  All it really wants to know is if you rolled it over or put it into another retirement account or even back to the same account.

If you get a monthly pension check then pick the other circle for I did something else with it.  You did get the cash each month.  That is "something else”.

[IreneS]

As Volvo Girl suggested, if you are 70-1/2 or older, if you are asked if this is a RMD, say yes.

The following might help you with the rest of the screens:

1. Click the box From a Qualified Plan.
2. When asked what you did with the money, answer "something else" if you used it for things like living expenses, etc.... anything except putting it back into your pension or another retirement account.
3. Answer No to the disaster questions unless you did use it to rebuild after a disaster.
   
4. On the screen Any periodic payments, if you got a regular check from your pension, mark the Yes button and click Continue.
5. Did you start getting the payments in 2018 or earlier?  Mark the appropriate button
6. If you got the payments  before 2018, on the Describe the Taxable Amount screen, you should most likely mark the Yes button.
7. If you got the payments  starting in 2018, on the next screen, you should most likely mark the button I made no after-tax contributions as long as you didn't make any contributions directly to your pension yourself.

I hope this helps!