My mother is 79 and is unsure if she needs to file or not. What is the max income she can make before being required to file? Does RMD from her 401k count? Thanks

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My mother is 79 and is unsure if she needs to file or not. What is the max income she can make before being required to file? Does RMD from her 401k count? Thanks

A single person over 65 has a standard deduction of $13,600 so anything over that she would need to file a return.

Yes, her 401K counts. The RMD may count, but it may also be taxfree. For that, you will need to look at the 1099R and any other supporting documents.

Also, if 1/2 of her social security plus other income is more than $25,000, a portion of her SS would be taxable.

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