My bank didn't send me 1099-SA and he confirmed over email that they will not send it to me neither the IRS although I did eligible distributions. Please advise

[mbahnasawy]

I am aware of all the total amount of distributions I made and all of them are for medical expenses only. Should I still report it even if I don't have the form 1099-SA?

[CesarJ · Accepted solution]

Yes, you should report the distributions. If you don't have a Form 1099-SA for your HSA distributions, you can still enter your distributions in TurboTax by manually reporting them in the HSA section under Wages & Income or Deductions & Credits.

To enter HSA distributions without a 1099-SA:

1. Go to the HSA section in TurboTax.
2. Select to add or edit HSA distributions.
3. Enter the distribution amount manually.
4. Clearly indicate that the funds were used for qualified medical expenses to avoid taxes.

It’s important to keep records of your qualified medical expenses to verify the tax-free status of these distributions, especially if the IRS requests proof.