Married filing separately. Turbo tax is reporting all me 2025 roth ira contributions as excess when they're not. Income is below limit, why is this happening?

[dmertz]

If you are Married Filing Separately, you are not permitted to make any Roth IRA contribution if your modified AGI for this purpose is over $10,000.

https://www.irs.gov/publications/p590a#en_US_2025_publink1000230989