Last year I opened a Roth IRA account and had some earning. Do I need to report that earning? I don't have other stock except Roth IRA, what version Turbotax should I use? I have been using Turbotax Deluxe for the last 2 years, the only thing different this year is I opened the Roth IRA and have some earning in it. Should I still use Deluxe or Premier?