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boondoo
New Member

is the Social Security benefits being calculated correctly for 2025?

The taxable amount is showing as zero and is therefore not included in the earnings
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2 Replies

is the Social Security benefits being calculated correctly for 2025?

You get 0 on 6b if you didn't answer the Foreign question right. Or if the amount on 6b is too low and you are married you answered it wrong for one spouse.


Go back though the Social Security entries and double check the questions. There is one that asks…
Are you a U.S. citizen who lived abroad in one of these countries in 2025? Should pick NO.

 

Or maybe your SS is not taxable.  Up to 85% of Social Security becomes taxable when all your other income plus 1/2 your social security, reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0

Vanessa A
Employee Tax Expert

is the Social Security benefits being calculated correctly for 2025?

Yes.  Depending on your combined income, you may have taxable social security of $0.  "Combined Income" is calculated as your Adjusted Gross Income (AGI) + Nontaxable Interest + 1/2 of your Social Security Benefits.  If this amount is less than the threshold for your filing status, you could have $0 taxable social security. As long as line 6a shows your social security benefits, if line be says $0, then this would be correct.  Now, if you are not done with your return and you add more income, this could change and more of your SS could become taxable. 

 

Taxability of Social Security & SSDI

  • General Rule: Social Security benefits are not fully taxed. Depending on your "combined income," up to 85% of your benefits may be taxable.
  • SSDI Treatment: SSDI (Social Security Disability Insurance) benefits are treated exactly the same as regular Social Security benefits for tax purposes.
  • Thresholds for 85% Taxable:
    • Single: Combined income above $34,000.
    • Married Filing Jointly: Combined income above $44,000.
    • Married Filing Separate: Benefits are taxable at 85% regardless of income level.
  • Thresholds for 50% Taxable:
    • Single: Combined income between $25,000 and $34,000.
    • Married Filing Jointly: Combined income between $32,000 and $44,000.

Why did the taxable amount of my Social Security benefits change so much from last year?

 

If your income is over the amount that would keep your benefits from being taxable, go back through the social security section and double check your answer to did you live in a foreign country while receiving your SS benefits. 

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