If I work full time and am also a full-time student, am I still disqualified from receiving the retirement savings contribution credit?

[PaulaM · Accepted solution]

Unfortunately, no. You can't be a student and take the Retirement Savings Contribution Credit. See 'Am I Eligible?' in the link below.

https://turbotax.intuit.com/tax-tips/tax-deductions-and-credits/what-is-the-savers-credit/L3LyopRkK

[dmertz]

In other words, yes, you are still disqualified.  Working full time not change the fact that you are a full-time student.  Whether or not you work has no bearing on your qualification to make an HSA contribution.