If I take the combined total of two IRA RMDs from one IRA instead of in each IRA, I don't have a 1099-R for the second. How do I report the second in Turbotax?

[70biker25-]

Example

RMD for IRA 1  $21000    Actual Amount $24000 on 1099-R

RMD for IRA 2  $3000      Actual Amount $0  (no 1099-R)

RMD for IRA 3  $10000    Actual Amount $10000 on 1099-R

[macuser_22 · Accepted solution]

You don't.   For tax purposes you only have one IRA which is the aggregate total of all IRA accounts.  The combined total RMD for all accounts can be taken from any one or combination of accounts.  The amounts are immaterial as long as the total RMD is satisfied.

Just answer the TurboTax RMD question that you took the RMD.