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If I take out a loan against my 401k with a 3 year repayment schedule, do I need to count it as an early withdrawal for filing my taxes?

 
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If I take out a loan against my 401k with a 3 year repayment schedule, do I need to count it as an early withdrawal for filing my taxes?

Not as long as you make the payments.  A 401k loan becomes a taxable distribution only if you default -- stop making payments, or leave the job so that you can't make the payments.  As long as you make the payments, there are no tax consequences to a retirement loan.

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