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Because the Roth conversion occurred in 2026, you will receive a 2026 Form 1099-R to be reported on your 2026 tax return. The basis that should be present on line 14 of your 2025 Form 8606 will carry forward to line 2 of your 2026 Form 8606 to be used in calculating the nontaxable amount of this Roth conversion (and any other traditional IRA distributions that might occur in 2026.
Contributions can be retroactive, but conversions only happen when they happen. If you did a conversion in 2026, it will be reported on your 2026 tax return.
You should have received a Form 1099-R from your financial institution. If can probably access online by logging in to your account. If not, you should contact them and request a copy. You need it to report the back door Roth.
Because the Roth conversion occurred in 2026, you will receive a 2026 Form 1099-R to be reported on your 2026 tax return. The basis that should be present on line 14 of your 2025 Form 8606 will carry forward to line 2 of your 2026 Form 8606 to be used in calculating the nontaxable amount of this Roth conversion (and any other traditional IRA distributions that might occur in 2026.
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