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You may have to file if your taxable income from the pension and your taxable Social Security benefits is greater than the Standard Deduction for your filing status -
Standard deductions for 2021
Single - $12,550 add $1,700 if age 65 or older
Married Filing Separately - $12,550 add $1,350 if age 65 or older
Married Filing Jointly - $25,100 add $1,350 for each spouse age 65 or older
Head of Household - $18,800 add $1,700 if age 65 or older
Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:
Married Filing Jointly - $32,000
Single or Head of Household - $25,000
Married Filing Separately - 0
EVERYBODY uses the form 1040 now no matter what your income comes from. If your AGI will be $73K or less than you could use one of the IRS FREE FILE options here : https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free
You can use the calculator at the following link on the IRS web site to see if you have to file a tax return.
Do I Need to File a Tax Return?
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