I was over on income but had no 401k except for 1-2 days in Jan. nothing the rest of the year. TurboTax didn't ask if I had a 401k in 2019; an option for married. Why?

Might the 1-2 days of 401k thrown it? How would the sw know? Or is the sw missing something?

Am trying to do a deductible IRA contribution.

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I was over on income but had no 401k except for 1-2 days in Jan. nothing the rest of the year. TurboTax didn't ask if I had a 401k in 2019; an option for married. Why?

Being covered means any time during the year. If your W-2 has box 13 Retirement plan marked, in indicates that you were covered.

The year for which you are covered can also be non-obvious if the plan uses a fiscal year instead of a calendar year. For example, if the plan has a fiscal year that ended on June 30, 2019, any coverage you had after June 30, 2018 and before July 1, 2019 would make you covered for 2019.

I was over on income but had no 401k except for 1-2 days in Jan. nothing the rest of the year. TurboTax didn't ask if I had a 401k in 2019; an option for married. Why?

Thanks much for your reply.

I did not enter any information into TurboTax.

So how did the software consider the 1-2 days of 401K?

I was over on income but had no 401k except for 1-2 days in Jan. nothing the rest of the year. TurboTax didn't ask if I had a 401k in 2019; an option for married. Why?

Presumably your W-2 (or your spouse's W-2 if married filing jointly) has box 13's Retirement plan box marked to indicate that you were covered by a workplace retirement plan.