I want to ask about the form 1099 c form

[bethy361]

do i totally the amt of all four or each one on line 21

[bethy361]

What if I don't get form 1099 C, should I just file and do I need an accountant?

[Critter]

Those forms are not always issued timely ... sometimes they come years later.   If you do not get one by next Monday then file without it and amend later.

[Critter · Accepted solution]

List them separately.