I took money from a 401(k) to start a traditional IRA. I then converted the traditional IRA to an existing Roth account. Can I say I rolled the 401(k) to a Roth IRA?

[borch03]

The intention was always to move the money from the 401(k) to the Roth IRA. I used all the money in the 401(k) for this purpose. The language presented in the questions on Turbo Tax is whether or not I "rolled" the 401(k) into a Roth IRA.

[macuser_22 · Accepted solution]

No.   You rolled it to a Traditional IRA.   You should have a separate 1099-R from the custodian of the Traditional IRA reporting that distribution and conversion.

The 401(k) to Traditional IRA rollover is not taxable, but the Traditional IRA to Roth conversion is taxable - two different transactions and different codes and amounts on the 1099-R's.