I thought that I didn’t need to pay tax on a withdrawal from a Roth

[Anonymous · Accepted solution]

a distribution is income and penalty tax-free if made after a five-year holding period, which begins on jnuary 1 of the first year for which a Roth contribution was made and one of the following applies 

1. - taxpayer 59 1/2 or older

2. - distribution is due to death or disability

3.  eligible fr the first-time homebuyer exception yo 10$ penalty. 

certain other rules for amounts converted from Simple or traditional IRA

[Critter]

sometimes you do and/or penalties ... enter the 1099-R in the program and complete all the follow up screens and let the program do the math.