I rolled 100% of the money from a closed work retirement acct to a personal retirement acct. Why did filing my 1099-R cause me to lose almost $100 of my refund?

[m35q707f]

I was notified that I did not work long enough at my previous job, so they were closing my retirement acct.  I would not lose the money, but it would no longer accrue interest.  When I rolled the company acct over to my personal retirement acct, I did not receive any money from it - it went straight from one account to the other.

[fanfare]

"I did not receive any money from it - it went straight from one account to the other."

Your distribution code should be "G" and then  there is no tax impact.

[dmertz]

... unless the code G From 1099-R has a nonzero taxable amount in box 2a indicating that some or all of the rollover was to a Roth account.