I need to complete 23 1099-R forms. TurboTax Deluxe will only allow me to enter data for 20 forms. How do I enter the additional forms?

[macuser_22 · Accepted solution]

The 20 limit is an IRS e-file limit so TurboTax matches that, but there is no IRS limit for mailed returns.

You can combine boxes as long as the box 7 codes are the same and enter as a single 1099-R, but if they have box 4 withholding they should be entered separately.

If box 4 amounts are combined to meet the 20 limit then all of the 1099-R's with box 4 withholding should be physically attached to a mailed tax return.

Just like a mailed return, W-2's and 1099's that have tax withholding must be attached to a mailed tax return and sent with the tax return. 1099's without withholding are not. e-file is the same. Nothing on a 1099-R's that has no withholding gets sent to the IRS except the totals that appear on lines 15a/b & 16a/b, but is there is withholding (in box 4) then all of the 1099-R information gets sent to the IRS so a combined box 4 will not match any 1099-R submitted by the payer and will probably result in a letter from the IRS.