i HAVE3 ANNUITIES FOR INCOME. WHY ARE 2 POSTED AS ANNUITIES AND THE OTHER IS LISTED AS AN IRA?

[DavidD66]

It sounds like one of your annuities is held inside an IRA account, as opposed to being non-qualified annuities.  If this is the case, then the IRA Box on the Form 1099-R would have been checked.  IRAs and Pensions & Annuities are separated on Form 1040 to because in some respects they have different tax treatments, penalty rules (like early distribution exceptions), and rollovers.  

[VolvoGirl]

For IRA, see if the little IRA box between boxes 7&8 is checked.