I have two ira distrbutions from two different accounts to satisfy my rmd requirement for 2024. Hos do i enter these distributions into turbotax. One of the entire distribution is qcd and is part of my rmd distribution .

[satyanbodla]

How do enter these distributions correctly into turbotax desktop

[DanaB27]

Please see the instructions below.

In TurboTax Desktop:

1. Click on "Search" on the top right and type “1099-R”
2. Click on “Jump to 1099-R” and enter your first 1099-R 
3. On the "Required Minimum Distribution" screen enter RMD for this account
4. On the "How much of This Distribution Applied to your December 31, 2024 RMD" select "The entire distribution applied…"  / or select "Some of this distribution…" and enter the RMD amount (if this distribution includes RMD for other IRA accounts then you included the amount here)
5. Answer the "Transfer to Charity" screen
6. On the "Your 1099-R Entries" screen add the second Form 1099-R
7. On the "Required Minimum Distribution" screen enter RMD for this account 
8. On the "How much of This Distribution Applied to your December 31, 2024 RMD" select "The entire distribution applied…"  / or select "Some of this distribution…" and enter the RMD amount (if this distribution includes RMD for other IRA accounts then you included the amount here) 
9. On the "Your 1099-R Entries" screen click "Continue"
10. On the "Did You Miss a Required Distribution From Any Retirement Accounts?" screen select "None of these plans failed to withdraw the RMD" if you met all of your RMD for 2024.

In TurboTax Online:

1. Click on "Search" on the top right and type “1099-R”
2. Click on “Jump to 1099-R” and enter your first 1099-R
3. On the "Do any of these situations apply to you?" screen select "I transferred all or part of this money directly to charity"
4. On the "Required Minimum Distribution" screen enter RMD for this account 
5. On the "How much of This Distribution Applied to your December 31, 2024 RMD" select "The entire distribution applied…"  / or select "Some of this distribution…" and enter the RMD amount (if this distribution includes RMD for other IRA accounts then you included the amount here) 
6. Enter how much your transferred to charity
7. On the "Your 1099-R Entries" screen add the second Form 1099-R
8. On the "Required Minimum Distribution" screen enter RMD for this account
9. On the "How much of This Distribution Applied to your December 31, 2024 RMD" select "The entire distribution applied…"  / or select "Some of this distribution…" and enter the RMD amount (if this distribution includes RMD for other IRA accounts then you included the amount here) 
10. On the "Your 1099-R Entries" screen click "Continue"
11. On the "Did You Miss a Required Distribution From Any Retirement Accounts?" screen select "None of these plans failed to withdraw the RMD" if you met all of your RMD for 2024.

Please see Can an account owner just take a RMD from one account for additional information.

[satyanbodla]

Accepted the solution as suggested and it solved my issue of how to correctly answer the interview questions.  If you don't answer the questions correctly, one could be charged excess tax and a penalty for not taking full RMD for the year which almost happened to me.

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One suggestion is to make the questions more intuitive so that it will not complicate the experience of using TurboTax.  I have been using TurboTax for almost more than 30 years.

Thanks for your assistance and prompt reply and is appreciated.