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blattba
New Member

I have the deluxe CD, I have added a 2018 Roth IRA catch up for both my husband and myself. It's now saying that we don't qualify for any credit for the deduction? Why?

 
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MinhT
Expert Alumni

I have the deluxe CD, I have added a 2018 Roth IRA catch up for both my husband and myself. It's now saying that we don't qualify for any credit for the deduction? Why?

Contributions to a Roth IRA are not deductible, unlike contributions to a Traditional IRA which are deductible.

Please read this IRS document about Traditional IRAs and Roth IRAs:

https://www.irs.gov/taxtopics/tc451

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**Mark the post that answers your question by clicking on "Mark as Best Answer"

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MinhT
Expert Alumni

I have the deluxe CD, I have added a 2018 Roth IRA catch up for both my husband and myself. It's now saying that we don't qualify for any credit for the deduction? Why?

Contributions to a Roth IRA are not deductible, unlike contributions to a Traditional IRA which are deductible.

Please read this IRS document about Traditional IRAs and Roth IRAs:

https://www.irs.gov/taxtopics/tc451

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

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