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If your ONLY income is Social Security you are not required to file an income tax return unless you also will receive a 1095A for having marketplace insurance (Obamacare). Or do you have any tax withheld from your SS? If so you can file for a refund. Your mortgage interest has no effect since you cannot get a refund unless you have enough itemized deductions to exceed your standard deduction; and if you have had no tax withheld, there is nothing from which to get a refund.
Who has to file?
http://www.irs.gov/uac/Do-I-Need-to-File-a-Tax-Return%3F
@rekups no, there is no need to file.....
if you had federal tax withholdings on the social security, then file to get the money back
state rules may be different.
You have not mentioned what state you are in. There are a few states in which there are credits for homeowners who pay property tax or heating bills....if you are in one of those states it might be necessary for you to prepare a federal and state return.
IN 2025 DO I PAY TAXES ON MY HOUSE ONLY INCOME IS SOCIAL SECURITY SO DO I HAVE TO FILE
@rekups If the Social Security benefits is the Only income to be reported on the tax return and there is no federal income taxes being withheld, then there is no reason or need to file a tax return.
Unless you also received a Form 1095-A for your health insurance through one of the State Marketplace Exchanges or from healthcare.gov then you must file a tax return
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