No, using the money to pay bills is not an exception to the early-distribution penalty.
"Other reason" exceptions rarely apply and are listed in the instructions for line 2 of Form 5329:
https://www.irs.gov/instructions/i5329#idm140008386984192
The only one likely to potentially apply to an IRA distribution is if the distribution is a qualified disaster distribution, and TurboTax handles that for you automatically.