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Level 1
March 21, 2026
Question

I have 2 different 1099-SA forms for 2025, and both have Code 1 (normal distributions). Why does TurboTax still show the total distribution as income?

  • March 21, 2026
  • 1 reply
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1 reply

SharonD007
Level 14
March 21, 2026

Make sure that you complete the HDHP interview section in TurboTax to certify your enrollment in a high deductible health plan otherwise your contribution will be added back into your taxable income and it will be treated as an excess contribution.

 

Refer to the TurboTax Help articles Where do I enter my HSA distribution?, What is a health savings account (HSA)?,  What Is the IRS Form 8889? and Why am I showing an excess HSA contribution? for additional information.

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