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I don't know contributions to my Roth IRA.

what if i have no record of Roth IRA contributions or withdrawals?
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2 Replies
SabrinaD2
Employee Tax Expert

I don't know contributions to my Roth IRA.

If you don't have records of your Roth IRA contributions or withdrawals, here are a few steps to help you track them down:

  1. Check your account statements: Your Roth IRA custodian should have sent you annual statements.
  2. Look for Form 5498: This form reports your IRA contributions to the IRS and is sent to you by your IRA custodian each year.
  3. Log into your IRS account and see if there is a copy of From 5498
  4. Log into your online investment account: Most investment platforms keep detailed records of your contributions and withdrawals. 

I don't know contributions to my Roth IRA.

After the Roth IRA satisfies the 5-year rule, you won't need that information.

Your Roth IRA is supposed to be for retirement.

 

@karenlwoodworth 

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