I contributed to an IRA since 2014 and forgot to take it as credit on my 2014 & 2015 tax returns, Can I add to my contibution for 2016 for credit or do I refile those 2

[RichardG · Accepted solution]

You cannot add the contributions from past years to your 2016 return.  The IRS will assume you contributed too much to your IRA in 2016 and will assess a penalty for the excess contributions.  Instead, you should amend your 2014 and 2015 tax returns to claim the deduction for your IRA contributions.  Please follow these instructions for amending returns.

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