The problem is not the amount in each plan, the problem is the IRS sets limits on how much you can put aside in elective funds in one tax year. For 2024, that is a $23,000 limitation that you exceeded. You will need to remove excess funds by April 15, plus their gain. If you are over 50, catch up contributions can be added to the limit.
See IRS retirement contributions limits which states: If the employee's total contributions exceed the deferral limit, the difference is included in the employee's gross income. For how to handle this, use the deferral limit link.
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