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We'll automatically generate and fill out Form 8606 (Nondeductible IRAs) if you reported any of these on your tax return:
However, if any of these 3 situations apply to you:
then you'll have to download and print Form 8606, manually fill it out (instructions), and print and file your return, as you won't be able to e-file.
To trigger the 8606 in TurboTax
For the 4 situations listed at the top of this article, you can trigger Form 8606 with these instructions:
Tip: On joint returns, 8606-T stands for "taxpayer" (first person listed on the return) and 8606-S denotes "spouse."
Related Information:
Exact same issue with 8606 ignoring distributions despite filling out (and deleting and refilling) a 1099-R in TT Deluxe for 2019. Succesfully completed this exact action using TT Deluxe 2018 and have also correctly calculated the 8606 line 13 values following instructions in IRS publication 590-B.
The questions asked in Turbo tax regarding a Traditional IRA contribution and then a recharacterization to a Roth IRA(Back-door), do NOT produce a correctly completed 8606! As a high income earner, the response is continually "your income is to high" which in turn produces another Tax event. I've tried answering every one of the questions differently and the program still does not correctly complete a 8606.
A) you must make the non-deductible election on an IRA contribution before the backdoor Roth conversion can work.
There is no income limit for a non-deductible contribution.
B) It is a conversion, not a recharacterization,
if you are responding with recharacterization, it will not work.
I am not able to find where I mark that an IRA distribution is partly non-deductible. I don't see it in the 1099-R entry anywhere.
I have nondeductible contributions from many years ago and this year I have finally taken an IRA distribution. I am trying to get the Form 8606 to work but I can't find where to mark the IRA distribution as deductible. Searching the term below did not work for me. Where is the a screen asking about any nondeductible contributions.
@drawmap Importantly did you check the box in the form labeled IRA/SEP/SIMPLE? There will be several screens that you need to go through after completing entry of the Form 1099-R with one of the final screens showing Any nondeductible contributions to [taxpayer's] IRA? Did you not see this screen?
Duh, that was a stupid error. Thanks so much. Sometimes frustration makes a person dimwitted.
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