I am planning on contributing money into an IRA before April 15 this year to count towards my 2018 taxes. Do I need to wait until I contribute to the IRA before filing?

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I am planning on contributing money into an IRA before April 15 this year to count towards my 2018 taxes. Do I need to wait until I contribute to the IRA before filing?

do you need to wait ? no.

should you wait? yes

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