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rudy-kessinger
Returning Member

I am entering a backdoor Roth. I have done this on TurboTax for a decade. I am not being asked if I want to make part or all of IRA deduction nondeductible. Any tips?

 
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Accepted Solutions
AnnetteB6
Expert Alumni
Intuit Approved! This answer has been verified for accuracy by an Intuit expert employee

I am entering a backdoor Roth. I have done this on TurboTax for a decade. I am not being asked if I want to make part or all of IRA deduction nondeductible. Any tips?

If your income is too high to allow a deductible IRA contribution, then you will not see a question about making part or all of your Traditional IRA contribution non-deductible.  

 

Instead, the assumption is that all of your contribution is non-deductible since you are not eligible to make a deductible contribution.  Therefore, the full amount of your Traditional IRA contribution is automatically treated as a non-deductible contribution without you specifically indicating this.

 

@rudy-kessinger 

@mark3440 

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2 Replies
mark3440
New Member

I am entering a backdoor Roth. I have done this on TurboTax for a decade. I am not being asked if I want to make part or all of IRA deduction nondeductible. Any tips?

I'm having the same problem, thought I was going crazy. 

AnnetteB6
Expert Alumni
Intuit Approved! This answer has been verified for accuracy by an Intuit expert employee

I am entering a backdoor Roth. I have done this on TurboTax for a decade. I am not being asked if I want to make part or all of IRA deduction nondeductible. Any tips?

If your income is too high to allow a deductible IRA contribution, then you will not see a question about making part or all of your Traditional IRA contribution non-deductible.  

 

Instead, the assumption is that all of your contribution is non-deductible since you are not eligible to make a deductible contribution.  Therefore, the full amount of your Traditional IRA contribution is automatically treated as a non-deductible contribution without you specifically indicating this.

 

@rudy-kessinger 

@mark3440 

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

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