I am a sole proprietor (no Employees). How to answer "Are you covered by a retirement plan at work"? I have currently invested the employee portion of a solo 401K

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You answer yes, as you are the employer and employee.

You participate in a retirement plan at work (as an employee/employer)

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You answer yes, as you are the employer and employee.

You participate in a retirement plan at work (as an employee/employer)

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