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I am 61yo with 15+ years of service government employee wishing to make special catch-up contributions. Can my max retirement contributions be more than $34,750 in 2025?

 
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2 Replies
MaxA1
Employee Tax Expert

I am 61yo with 15+ years of service government employee wishing to make special catch-up contributions. Can my max retirement contributions be more than $34,750 in 2025?

No.  Your max retirement contribution to an employer-sponsored retirement plan is $34,750 ($23,500+$11,250 catch-up for 60–63 year-olds).

 

Here's some helpful links that give more insight on retirement plans and their respective contributions limits:

 

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dmertz
Level 15

I am 61yo with 15+ years of service government employee wishing to make special catch-up contributions. Can my max retirement contributions be more than $34,750 in 2025?

I believe that you are asking about the 403(b) special catch-up.  See the following IRS web page:

https://www.irs.gov/retirement-plans/403b-plans-catch-up-contributions

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