How to enter both Individual Roth 401K information and Roth IRA information

[slizTT]

I was self-employed part of 2025 and have an Roth Individual 401K I want to contribute to. My gross income was $8073 so I plan on contributing that amount as the employee. My net income was negative so I will not be contributing any as employer. Sound correct? Where do I enter these on TT screen? It refers to Individual 401Ks or Roth 401Ks but not accounts that are both... a Roth Individual 401K.

I also want to maximize my total contributions for the year via a separate Roth IRA. I am 63 and eligible for a catch up payment (totaling $8000 correct?). Where do I enter this?

Thanks!

[dmertz]

"My net income was negative"

Then you are not permitted to make any kind of retirement contribution.  You must have net profit to be able to make either a self-employed retirement contribution or an IRA contribution.

[slizTT]

I should have been more clear. My self-employment net income was negative. But I had W-2 wages in excess of $65,000. Based on more research that I have done, it looks like I can contribute $8000 ($7000 + $1000 catchup, I'm 63) to my Roth IRA. But I cannot contribute anything to my Individual Roth 401K either as an employee or as an employer. Does this sound correct?

[dmertz]

Correct.  As long as your MAGI for the purpose of a Roth IRA contribution does not exceed the threshold for your filing status, you can contribute to a Roth IRA, supported by the amount in box 1 of your W-2 minus any amount in box 11.