How much will I be taxed on a $50,000 trust payment from a parent's IRA?

christina-smith1 · ‎March 25, 2026

DawnC

You will likely be taxed at your ordinary income tax rate, just as if you had earned that $50,000 at a job. What are the federal tax rates for 2025?

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VolvoGirl

Will you be getting a 1099R for it? Or a Trust K-1? If it's all taxable it will be taxed as ordinary income at your regular rate and that much will push you into a higher tax bracket. Will they take withholding out of it? If not, or even if they do I would send in some estimated payments so you don't owe too much on your tax return and don't get hit with a IRS penalty.