How do I complete the Annuity information for an OPM Retirement CSA 1099R?

[AmyC]

Before you start:

1. Annuities that are non-qualified are funded with after tax dollars while a qualified annuity is funded with pre-tax dollars. 
2. Your CSA form 1099-R: 
   • Box 5 can show the health insurance and nontaxable funds for this year, determine your health insurance amount included 
   • Box 9 -the total after tax money you contributed.
   • Box 9 is blank - find your OPM annuity statement from when you retired
3. You will need
   • Annuity start date is the first month you received your annuity benefit.
   • Age at start date- when you got your first check
   • If joint/ survivor - need age on that date as well
   • Amount previously recovered:
     • If this is your first year - you're done, zero previously recovered
     • If this is not your first year -look at last year's return for the Simplified Method Worksheet to see how much has already been used. 

To enter:

Open your return to income section and select 1099-R section to begin

1. Select CSA 1099R
2. Enter the form
3. None of these situations apply
4. Enter health insurance
5. Select I didn't roll or convert this money - if you just spent it
6. A few more questions
7. Annuity -periodic? - Yes, you get it each month
8. Did you start getting in 2025? yes or no
9. The program diverges at this point but you can continue entering the information you have located above. I will keep going but yours may look a little different.
10. Was the total amount shown in the form -  the amount you paid tax on? I would select no
11. Annuity information - fill in start date, your contributions, number of months in 2025, tax free amount previously recovered
12. More than one individual covered? select your answer
13. Enter age(s) when started

References:

• For IRS purposes, is my pension from OPM a "qualified" or …
• Annuity Payments

[EydieG]

None of these questions have ever been asked before.  We always just enter the amounts from the 1099.  Why are they asking which method I used?  I didn't figure out these amounts, they came straight from the 1099

[SteamTrain]

@EydieG 

If your box 2a has a non-zero number in it..(not blank, nor marked as undetermined), and that number is somewhat lower than the box 1 number, due to an after-tax contribution amount that is noted in box 5...then edit that retirement form again, and when you get to the following page (below), answer it as-if the displayed edits were present  (i.e. you needed to answer YES).  

Answering YES will use the box 2a $$ amount on your for 1040.  Check lines 5a and 5b before and after entering that 1099-R. 

 (But if you answered No, and already entered some $$ in the "General" or "Simplified" calculation area ,you might need to delete your 1099-R first and re-enter it from scratch...not sure of that though)

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