For a Traditional IRA the $10,000 exclusion is for First Time Home Purchase. If you are over 59 1/2 you can withdraw for any reason without a penalty however the withdrawal will be taxed as ordinary income. See link below-
Note: If you withdrew the money due to a COVID related issue and you are under 59 1/2 the penalty would be waived and you would have the option to spread the tax over a three year period.
You do not have to test positive for COVID but be financially impacted by COVID-19 for you or anyone in your house hold. See link below-
-follow these link(s) for additional information-
I used all of the IRA money towards my new home. When I purchased my first home 7 years ago, I did not use the IRA money towards the purchase. Can I use the $10,000 limit towards the purchase of my new home?
No - it is not your first home if you had a home from 7 years ago within the past two years.
Per IRS Pub 590-B