Executed a IRA to HSA rollover and normal IRA withdrawals. My taxable amount is reduced by twice my IRA to HSA transfer. taxable amount is too low?

[dmertz]

Make sure that you did not report any of the HSA Funding Distribution (HFD) as a personal HSA contribution.  If all of your HSA funding was by HFD, you should have nothing reported on Form 1040 line 25.  It's handled entirely by indicating in the follow-up to entering the From 1099-R from the IRA the amount that was transferred to the HSA.

[wgauden1]

thanks for response...perhaps there is a subtlety in 1099R reporting follow up question...when direct rollover 1099R is being reported, there is a follow up question which asked how much of distribution was put in HSA personally by taxpayer, I guess the answer is 0.0, as it was all from direct rollover, not from contribution directly by taxpayer. When I use turbotax in this way, reporting the rollover, then using 0.0 as what I, as taxpayer put in HSA, it seems to be correct...but, kind of confusing.

[dmertz · Accepted solution]

Answered in the comments.