Earlier this year I switched jobs from employer A to B. Before switching I made full 23.5k contribution to my 401k in order to get the company match from A. At the end of my employment with A, I transferred the funds to an IRA. Later I joined employer B and turns out they do a $ for $ 401k match, so I am contributing another 11.75k with their plan. All in all at the end of year I will have contributed 35.25k (excess of 11.75k). What are my options to get the excess disbursed? If I try to get a refund from employer B's plan will they claw back their match? Can I get a refund from the IRA effectively reducing the 401k contribution with employer A?