turbotax icon
cancel
Showing results for 
Search instead for 
Did you mean: 
Close icon
Do you have a TurboTax Online account?

We'll help you get started or pick up where you left off.

wg-quick
New Member

Does seniors have to pay taxes o Social Security for 2025?

 
x
Do you have an Intuit account?

Do you have an Intuit account?

You'll need to sign in or create an account to connect with an expert.

2 Replies

Does seniors have to pay taxes o Social Security for 2025?

Nothing about Social Security has changed. It can still be taxable.
For 2025 there is a new Enhanced Deduction for Seniors of $6,000 for each spouse 65 or older if you qualify. It starts to phase out if your AGI is 75,000 (150,000 Joint). Then it is reduced by 6 cents for every dollar of income over. That is listed separately on your return and is in addition to the Standard Deduction or your Itemized Deductions and is after any Social Security taxable amount on line 6b. The deduction for seniors will be allowed for 4 years, from 2025 through 2028.


It is automatic based on your age. It is not part of your Standard Deduction and not connected to getting Social Security. The new Senior Deduction (it's not a Credit) is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e. The 6,000/12,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b with any other Sch 1-A amounts. Turbo Tax automatically includes it if you qualify. If you are married you have to file a Joint return.


For Single the deduction starts to phase out at 75,000 and maxes out at 175,000
For Joint the deductions starts to phase out at 150,000 and maxes out at 250,000
If you are married you have to file a Joint return


For Online version you can preview the 1040
https://ttlc.intuit.com/community/accessing/help/how-do-i-preview-my-turbotax-online-return-before-f...

SharonD007
Employee Tax Expert

Does seniors have to pay taxes o Social Security for 2025?

It depends on your total income (your social security benefits plus other income) and your filing status.  If your only income is Social Security, generally you don’t have to file a federal tax return. 

 

If your Modified Adjusted Gross Income (MAGI) exceeds the base amount for your filing status ($32,000 for Married Filing Jointly, all other filing status’ $25,000), at least part of your Social Security income becomes taxable. Your (MAGI) includes half of your Social Security, plus any other income sources. TurboTax will calculate all of this for you. Just enter your income and we’ll determine how much, if any, is taxable.

 

Many states exclude Social Security from your taxable income.  TurboTax will determine how your state taxes your social security.

 

Refer to the TurboTax articles Is my Social Security income taxable?, How does receiving Social Security affect my taxes? and When Does a Senior Citizen on Social Security Stop Filing Taxes? for additional information.

 

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

Unlock tailored help options in your account.

message box icon

Get more help

Ask questions and learn more about your taxes and finances.

Post your Question