Do I not report an RMD amount that is listed on form 5498 as due on April 1 2026?

[MinhT1]

The RMD amount listed on your form 5498 as due on April 1, 2026 is for your information only.

If you did not take any RMD in 2025, then there is nothing to report on your 2025 tax return.

[gjb87]

Again.  I DO have an RMD amount listed on form 5498 for 2025.  DO I NOT have to pay taxes on this?

[MaxA1]

Yes, you would have to pay taxes on this once distributed.  The amount listed on 5498 as your RMD should've been distributed to you by April 1st, 2026.  If you took this RMD between January 1st, 2026 and April 1st, 2026, there is nothing to report on your 2025 tax return.  If you took the RMD in 2025, you should've received a 1099-R showing the amount distributed and you will use that form to report the RMD on your 2025 tax return.