Do I list my retirement IRAs and the money its made if we haven't contributed to it or withdrawn from it.

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No, if you made no contributions, or did not take a distribution from your IRA, you need not report anything.

Whatever income earned within the IRA is not taxable or reportable.

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No, if you made no contributions, or did not take a distribution from your IRA, you need not report anything.

Whatever income earned within the IRA is not taxable or reportable.

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