Cash out my 401k with Integris since lost job there. Fidelity took out state and federal taxes. I am 68 yrs old. I thought they send a 1099.What should I do?

[jesusrulesforeve]

I looked at Fidelity website to see if I could get the form. It said the IRS has the information. No options there to get the form. I can check bank for info on what I had but don't know what to do. Can I file my taxes?

[ColeenD3]

You can create a substitute 1099-R, but you must go through some steps first.

You should contact the plan administrator. There will be information on the official 1099-R that you might not have access to. If you absolutely can't get it, you can file a substitute.

Substitute 1099-R

If your plan administrator doesn't give you Form 1099-R for 2020 (or the one you receive is wrong and your plan administrator refuses to correct it), do your best to obtain the form or correction before completing a substitute on Form 4852.

You'll be required to:

 - describe your communications with the plan administrator in your attempt to get the form, and

 - attest to the IRS that you were unable to obtain it.

Complete a Form 1099-R as if you actually received the correct form. Enter as much information about the payer as you can, including name, address, and the amounts for 2020. Then complete the information for the substitute form.

Type 4852 in the search box then select the Form 4852 form and click Open Form button. Follow the directions at the top of the page for entering the 1099 R information.

[TomD8]

If you took the money out this year (2021), you won't get a 1099-R until next January.

[SweetieJean]

Call Fidelity (or Integris) on Monday and get the paper 1099-R.  They are required to send it to you.

[TomD8]

Fidelity's 1099-R's for 2020 are available on its website.  Just login to your Fidelity account.

[SteamTrain]

IF the 401k was on the Fidelity NetBenefits site, and the funds were distributed during 2020...then yes, it is in there.  I had to hunt around some to find it.

But definitely, log into you account on Monday, and find the phone number to call and have them walk you thru the page selections to find it....and then download the PDF form for yourself.

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Many people have set themselves up with electronic notifications and Online downloading only, so the 1099-R doesn't show up in the mail for a lot of people.     And NetBenefits does not offer 1099-R importing directly into the TTX software.