Can I not claim my retirement savings contribution credit? I'm trying to file with free but to claim this, i need to upgrade to turbotax deluxe.

[kyra-mears]

I have a retirement savings contribution credit however turbo tax is telling me that i need to upgrade to deluxe to claim this. After paying for deluxe, i'll only be getting $17 additional which doesn't seem worth it. How do i remove this claim so I can stay with the free version?

[xmasbaby0]

Sorry---if you are using the Free Edition you have to upgrade to get the Savers Credit.  That credit is often not worth the extra fee to upgrade to Deluxe---so choose whether you want to upgrade or lose the credit.   You can go to the section for the credit and tell the software you are a student to disqualify for the credit and stay in Free Edition.   Or upgrade and get the credit.

Go to Federal>Deductions and Credits>Retirement and Investments>Retirement Savings Contribution Credit

Or—-Use this IRS site for other ways to file for free.  There are 8  free software versions available from the IRS Free File site

https://apps.irs.gov/app/freeFile/

[VolvoGirl]

Yes you can decline the savings credit.  To go back to a lower version or the Free Edition you can try to clear and start over https://ttlc.intuit.com/community/using-turbotax/help/how-do-i-clear-and-start-over-in-turbotax-onli...

To Downgrade to Free
If you started your tax return in TurboTax Free Edition (Form 1040 with limited credits; roughly 37% of taxpayers qualify), you won't need to clear and start over. You can select Switch to Free Edition instead.

If it is saying you need Schedule 3 and can't use the Free Edition it might be giving you the Retirement Savings Credit. You can say you are a student to decline the credit. You must answer Yes when asked in the Retirement Savings Contributions Credit section if your were a full-time student. The answer to this same question asked in the personal-information section is not the answer that is used.