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katrivedi02
Level 1

Can I invest in 401k and SEP IRA in same financial year

I have W-2 and 1099 income during the year 2025. I am going to maximize my 401k based on my W2 income for the year. Can I additionally invest in SEP IRA as well?

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‎October 9, 2025 4:32 PM
last updated ‎October 09, 2025 4:33 PM
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Bsch4477
Level 15
Level 15

Can I invest in 401k and SEP IRA in same financial year

You can still maximize a 401(k) with your W-2 income and then separately contribute to a SEP IRA based on your self-employment (1099) income.

‎October 9, 2025 4:45 PM
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